Biju Swasthya Kalyan Yojana: Hello friends! Welcome to writtenupdated.com. In this article, we will provide complete details about the Biju Swasthya Kalyan Yojana (BSKY) in Odisha for 2024. Read on to learn more about eligibility criteria, application process, benefits and more under this scheme.
The Government of Odisha launched the Biju Swasthya Kalyan Yojana (BSKY) in 2018 to provide universal health coverage to the citizens of the state. It aims to make quality healthcare affordable and accessible to all, especially the economically vulnerable sections of society.
Under BSKY, each eligible family can avail health coverage of Rs 5 lakh per annum. For women members of families, the coverage is enhanced to Rs 10 lakh per annum. This cashless and paperless treatment facility is available at all empanelled hospitals across Odisha.
ଗୁଣାତ୍ମକ ଚିକିତ୍ସା ସୁନିଶ୍ଚିତ କରିବା ଆମର ଦୃଢ଼ ସଙ୍କଳ୍ପ। ବିଜୁ ସ୍ୱାସ୍ଥ୍ୟ କଲ୍ୟାଣ ଯୋଜନା ତୃତୀୟ ପର୍ଯ୍ୟାୟର ଘୋଷଣା କରି ମୁଁ ବହୁତ ଖୁସି। ଏହା ଗ୍ରାମାଞ୍ଚଳର ପାଖାପାଖି ସବୁ ପରିବାରକୁ ବିନା କୌଣସି ଖର୍ଚ୍ଚରେ ସର୍ବୋତ୍ତମ ସ୍ୱାସ୍ଥ୍ୟସେବା ଯୋଗାଇ ଦେବ। #SusthaOdisha #BSKY pic.twitter.com/EzgFPaNWnB
— Naveen Patnaik (@Naveen_Odisha) December 29, 2023
- 1 Key Highlights of Biju Swasthya Kalyan Yojana 2024:
- 2 Eligibility Criteria for Biju Swasthya Kalyan Yojana 2024
- 3 Key Benefits of Biju Swasthya Kalyan Yojana
- 4 How to Apply for Biju Swasthya Kalyan Yojana Smart Health Card?
- 5 Empanelled Hospitals under Biju Swasthya Kalyan Yojana
- 6 BSKY Helpline Contact Details
- 7 Comparison of BSKY with Ayushman Bharat PMJAY
- 8 Conclusion
- 9 FAQs about Biju Swasthya Kalyan Yojana (BSKY)
Key Highlights of Biju Swasthya Kalyan Yojana 2024:
- Launch: August 2018
- Beneficiaries: 96 lakh families (3.5 crore individuals)
- Coverage: Up to Rs 5 lakh per family, Rs 10 lakh for women
- Cashless: At all govt and 800+ private empanelled hospitals
- Applications: Online registration portal bsky.odisha.gov.in
The BSKY scheme aims to reduce the financial burden on families arising out of catastrophic illnesses requiring hospitalization. By providing cashless treatment at premier healthcare institutes, it ensures that poor patients receive quality medical care without falling into debt.
Eligibility Criteria for Biju Swasthya Kalyan Yojana 2024
#SusthaOdisha, #SukhiOdisha has been the driving force behind all interventions in health sector in #Odisha. It has been my dream to provide universal health coverage to the people of Odisha where healthcare is a right; accessible and affordable for all. To take this vision… pic.twitter.com/lHHZxSiSJS
— Naveen Patnaik (@Naveen_Odisha) December 29, 2023
The following categories of families are eligible for enrollment under the BSKY scheme in Odisha:
- Existing Biju Krushak Kalyan Yojana beneficiaries
- Rashtriya Swasthya Bima Yojana smart cardholders
- BPL and AAY ration card holders
- Families with annual income below Rs 50,000 (rural) or Rs 60,000 (urban)
While all individuals can access free healthcare at government facilities until the district hospital level, the expanded coverage for advanced treatments is limited to economically backward families.
Applicants simply need to provide their ration cards or income certificate at empanelled hospitals to avail benefits. There is no requirement to pay any registration fees or premium amount.
Key Benefits of Biju Swasthya Kalyan Yojana
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![image 1](https://writtenupdated.com/wp-content/uploads/2024/01/image-1.jpg)
BSKY smart health cards allow cashless treatment for 2094 medical procedures across 30 specialities at empanelled hospitals. The key benefits include:
- Inpatient Care: Free surgery, medicines, diagnostics, ICU, cancer treatment etc.
- Day Care Services: Dialysis, radiotherapy, chemotherapies etc.
- Follow-up Care: Medicines for up to 5 days after discharge.
- Transport Allowance: Rs 500 for pregnant women and sick infants for drop back home post-treatment.
- Preventive Care: Health check-ups, vaccines etc.
- Maternity Services: Antenatal and postnatal care, C-section deliveries.
- Accommodation: Free attendant stay with patient at hospital.
Therefore, BSKY provides end-to-end care spanning diagnosis, treatment, medicines, stay as well as follow-up care after discharge. This reduces catastrophic out of pocket expenditure for disadvantaged families.
How to Apply for Biju Swasthya Kalyan Yojana Smart Health Card?
Eligible beneficiaries can follow these steps to apply for BSKY health cards:
- Go to the official BSKY portal – health.odisha.gov.in
- Click on ‘Beneficiary Registration’ and enter ration card number or income certificate details
- Provide required information – name, age, address etc.
- Upload scanned documents – photo, ration card, Aadhaar etc.
- Submit the BSKY application form online
On successful verification, BSKY health cards will be issued bearing Unique Health Identification Numbers. Applicants can also track their application status online or via SMS alerts.
Empanelled Hospitals under Biju Swasthya Kalyan Yojana
BSKY beneficiaries can avail cashless treatment at the following healthcare facilities:
- Odisha: All government hospitals + 208 private hospitals
- Outside Odisha: AIIMS Delhi, Apollo Hospitals, Medanta etc.
The treatment packages and pre-authorisation processes are common across empanelled hospitals. BSKY has also engaged Swasthya Mitras to assist beneficiaries at these facilities.
The comprehensive empanelled hospital list is available at nhmodisha.gov.in with details of locations, specialities and package rates. Top hospitals outside Odisha are also being added to expand coverage.
BSKY Helpline Contact Details
For any queries or complaints regarding Biju Swasthya Kalyan Yojana, beneficiaries can contact:
Helpline Number – 155369 (Toll-free, 24×7 availability)
Email ID – grievance.bsky@gmail.com
Regional Offices – Located in all 30 districts of Odisha
By deploying Swasthya Mitras and streamlining claim settlements, the scheme aims to provide smooth access to cashless healthcare services for the 3.5 crore covered families.
Comparison of BSKY with Ayushman Bharat PMJAY
The Odisha government’s Biju Swasthya Kalyan Yojana has wider coverage and more benefits compared to the central government’s PM Jan Arogya Yojana as evident from this table:
Parameter | BSKY Odisha | PMJAY Ayushman Bharat |
---|---|---|
Launch Year | 2018 | 2018 |
Beneficiary Families | 96 lakhs | 64 lakhs |
Total Individuals Covered | 3.5 crores | 1.6 crores |
Annual Coverage Amount | Rs 5 lakh; Rs 10 lakh for women | Rs 5 lakh |
Cashless Hospitalization | All govt + 800 private hospitals | Select private hospitals |
Pre-existing Diseases Covered? | Yes | No |
Premium Paid By | State Government | Central and State Government |
Total Medical Procedures Covered | 4036 | 1,393 |
Extra Transport Allowance | Rs 500 drop back home | No provision |
Therefore, BSKY offers wider eligibility, more treatments, greater coverage for women and more overall benefits compared to the PMJAY scheme. The Odisha government bears the entire premium cost as well.
Conclusion
The Biju Swasthya Kalyan Yojana remains a pioneering scheme on the road to universal health coverage in India. By providing cashless treatment for serious ailments to almost the entire population of Odisha, it has brought quality healthcare within the reach of the common man.
With technology enhancements like smart health cards and end-to-end paperless transactions, BSKY has plugged gaps in earlier insurance schemes. By empanelling hospitals across India, expanding covered procedures and increasing coverage amounts, the scheme aims to continuously raise the bar of healthcare standards.
Going forward, robust IT systems, data analytics and proactive government initiatives will be key to ensuring smooth delivery and monitoring of the BSKY health assurance mission.
FAQs about Biju Swasthya Kalyan Yojana (BSKY)
Q1. Who is eligible for getting a BSKY smart health card?
Ans. The eligible categories are:
- BKKY, RSBY and ration card holders
- Families with annual income under Rs 50,000 (rural) or Rs 60,000 (urban)
Q2. What documents are required for enrollment in BSKY scheme?
Ans. The documents required are:
- BKKY card / ration card / income certificate
- Aadhaar card
- Address proof
- Photograph
Q3. Is there any registration fee for getting a BSKY health card?
Ans. No, there is no registration fee or premium paymentrequired from beneficiaries. The Odisha government bears the entire premium cost.
Q4. Can BSKY card be used across India?
Ans. Yes, BSKY health cards are valid for cashless treatment at empanelled hospitals across the country, including AIIMS, Apollo etc.